Letter from the CEO and Board Chair 

We want to thank you for your trust, loyalty, and partnership for the past 75 years. As a member-owned credit union, we’ve built something truly special together, and we’re excited to share this transformative new chapter in our story: Clark County Credit Union is becoming Create Credit Union.

Why are we making this change?

As we shape our future, we want our name and brand to reflect both who we are today - and where we’re going.

Create Credit Union offers:

• A Name without Obstacles - for many people, including those you might know and work with, the name Clark County Credit Union makes them wonder whether they can join the credit union and enjoy the benefits of membership.  Our new name is no longer tied to a single geography, making it clearer that anyone can belong and join outside of Clark County, Nevada. The new name removes these obstacles and allows us to build new branch locations, including a planned branch in Pahrump later this year.
• A Modern and Positive Brand - built on the promise: Helping Members Create the Life They Want.

What Stays the Same

While the name and look are changing, one thing will always remain constant: our commitment to serving you.

• Our values - humility, accountability, integrity, unity, and optimism - still guide us.
• Our people and service remain unchanged. You’ll see the same friendly faces you’ve always known, and the same local decision makers are here to offer you loans and deposit accounts.
• Our financial stability - we are stronger than ever and have the resources to support all your goals and dreams. This change is not due to an acquisition or merger.
• Your accounts and account numbers, as well as our routing number, will not change.
• You can still use your debit or credit card.

What to Expect Next

Our new logo and branding will begin appearing on or before March 12, 2026 with updates rolling out in phases across branches, digital platforms, and member materials. You may notice both the old and new branding appearing concurrently as we complete the transition. And you will hear more about events to celebrate the new rebranded locations in the near future.

Looking Ahead

We are deeply excited about the future of Create Credit Union. This new identity positions us to continue growing and supporting you, your loved ones, and our community.

On behalf of the Board of Directors and all of us at your credit union, thank you for being part of this journey. We are honored to serve you - and proud to help you create the life you want.

With gratitude,

Matt Kershaw

Chief Executive Officer

Ted Olivas

Chairman of the Board

Spring Into Savings with CCCU’s Auto Loans

Whether you’re looking for a new car or for ways to save on your current one, spring is the perfect time to explore your options. With CCCU’s Auto Loans, you have flexible solutions designed to fit your budget and your lifestyle plus support every step of the way.

Here’s how CCCU can help this spring:

• Get pre-approved before you shop so you know your budget and can negotiate with confidence.
• Refinance your current auto loan and potentially lower your rate or monthly payment.
• Use Members Auto (MABS) to find your next vehicle with less stress and more savings.

From researching vehicles to finalizing your loan, CCCU is here to help. Whether you’re buying new or used or looking to refinance, we make the process simple from start to finish.

Call us at 702-228-2228 or visit www.ccculv.org - and get ready to hit the road with confidence this spring!

Podcast Recap: Talking Money with Your Partner

Money conversations don’t have to be uncomfortable or lead to conflict. In this episode of The Perfect Bite, we explore how to have productive financial conversations with your significant other and get on the same page about money.

When you tune in, you’ll learn how to:

• Understand your partner’s financial situation, including income, debt and priorities.
• Compare expectations and spending habits to uncover similarities and differences.
• Define financial roles so responsibilities feel balanced and clear.
• Agree on future plans and set shared goals you can work toward together.

If you’re ready to strengthen both your finances and your relationship, this episode offers practical guidance you can start using right away. Listen to The Perfect Bite on Spotify, or Apple Podcasts and take the first step toward healthier money conversations.

CCCU continues to team up with the Las Vegas Desert Dogs, Southern Nevada’s professional lacrosse team, to bring energy, teamwork and fun to local students through Sticks for Success. This youth outreach program introduces kids to the fast-growing sport of lacrosse while creating meaningful connections that extend beyond the classroom walls. Together, CCCU and the Desert Dogs are bringing the game straight to middle school PE classes, building confidence, connection and opportunity throughout Southern Nevada.

Now it’s your turn to join the excitement! From now through February 18, 2026, enter our social media giveaway for a chance to watch the Desert Dogs live on Friday, February 27 at 7:30 p.m. For more information, follow CCCU’s official Facebook and Instagram pages to enter for your chance to win four tickets to the game.

And don’t forget, CCCU members who use their exclusive Desert Dogs debit card receive 10% off concessions at Lee’s Family Forum.

How Much Will I Need to Retire?

Your retirement strategy is a journey that requires foresight, diligence, and a clear understanding of your financial needs. While there's no one-size-fits-all rule for determining how much you need to retire, there are some helpful benchmarks and insights that can guide you. Remember, everyone's individual circumstances are unique, and professional guidance is invaluable. Let's look at some of the basics: 

Social Security's Role: The Social Security Administration states that benefits replace approximately 40 percent of pre-retirement income for most people. It's crucial to know how much income your savings and investments can provide. ¹

Current Savings Trends: Additionally, 54 percent of workers have attempted to calculate how much they need to save to live comfortably in retirement. Having a strategy in place allows you to focus on what you need for the future. ²

Savings Strategies: There is no one-size-fits-all goal for retirement savings. Some suggest saving a year’s worth of their salary by age 30, with three times that by 40, six times by 50, eight times by 60, and ten times by 67. The path you follow should match what you anticipate needing in retirement.

While this provides a starting point, it's essential to tailor your retirement strategy to your specific situation. Factors such as legacy ideas, estate strategies, and philanthropic desires can all impact your retirement direction. Together with the Investment Center, we can maintain a personalized approach that aligns with your goals and circumstances.

To learn more about your retirement, contact Scott Knudsen at the Investment Center at 702-463-8433, or email mantelj@ccculv.com.

1.SSA.gov, July 2025

2. EBRI, November 10, 2025

This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).  Insurance products are offered through LPL or its licensed affiliates. Clark County Credit Union and Investment Center at Clark County Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Investment Center at Clark County Credit Union, and may also be employees of Clark County Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Clark County Credit Union or Investment Center at Clark County Credit Union.  Securities and insurance offered through LPL or its affiliates are:

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AR, AZ, CA, CO, FL, GA, HI, IA, ID, LA, MA, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, OR, PA, SD, TX, UT, VA, WA.

Insurance products offered through LPL Financial or its licensed affiliates. Clark County Credit Union (CCCU) and the Investment Center at CCCU are not registered broker/dealers and are not affiliated with LPL Financial.

Clark County Credit Union provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Not NCUA Insured

Not Credit Union Guaranteed

May Lose Value